Tax Tip Tuesdays: IRS Identity Protection PINs Explained: Protecting Your Tax Filing

As a taxpayer, protecting your personal information has become more important than ever—especially when it comes to your tax return. One effective way to safeguard your tax filing is by using an IRS Identity Protection PIN (IP PIN). If you’ve been a victim of identity theft or simply want to take extra precautions, obtaining an IP PIN could be a valuable step in ensuring your tax information stays secure. As an Enrolled Agent, I’ll walk you through the essentials of what an IP PIN is and why you should consider getting one.

What is an IRS Identity Protection PIN?

An IRS Identity Protection PIN is a six-digit number assigned to eligible taxpayers to prevent fraud and identity theft. The IP PIN is used when filing your tax return to verify your identity. It ensures that only the person assigned the PIN can file a tax return using that Social Security Number (SSN). This added layer of protection helps reduce the risk of someone filing a fraudulent return under your name.

Who Should Get an IP PIN?

Typically, if you’ve been a victim of tax-related identity theft, the IRS will automatically assign you an IP PIN. However, any taxpayer can voluntarily opt-in to receive an IP PIN, especially if you want to take additional steps to protect your identity. If you’ve had concerns about identity theft in the past or if your personal information has been exposed in a data breach, an IP PIN could be a good option.

How Do You Get an IP PIN?

You can get an IP PIN by applying online at the IRS website. The process involves identity verification, and the IRS will provide you with a unique PIN for use on your tax returns. Once you have your PIN, be sure to keep it secure—just like you would any other personal identification information.

Why Is an IP PIN Important?

The primary benefit of an IP PIN is enhanced security for your tax return. Without the correct IP PIN, a tax return cannot be processed. This prevents identity thieves from filing fraudulent returns and claiming your refund. It's a simple but effective way to provide an extra level of protection.

What to Do if You Lose Your IP PIN

If you lose your IP PIN, don’t panic. You can retrieve it by visiting the IRS website and going through the steps to verify your identity. If you have any trouble, you can also reach out to the IRS for assistance.

Identity theft continues to be a major issue, and protecting your tax return with an IRS Identity Protection PIN is a proactive way to safeguard your personal information. Whether you’ve been a victim of identity theft in the past or just want extra peace of mind, an IP PIN offers an easy, effective solution. If you need help applying for an IP PIN or have any questions about securing your tax filings, feel free to reach out to us at info@mkhstaxgroup.com. We’re here to help with all your tax needs and ensure your personal information stays protected.